交通运输新业态用户资金管理办法（征求意见稿）(13)
<P style="LINE-HEIGHT: 29pt; TEXT-INDENT: 32pt; MARGIN: 0cm 0cm 0pt; LAYOUT-GRID-MODE: char; mso-line-height-rule: exactly; mso-char-indent-count: 2.0" class=MsoNormal><SPAN style="FONT-FAMILY: 仿宋_GB2312; FONT-SIZE: 16pt; mso-ascii-font-family: 'Times New Roman'">运营企业通过其他支付服务机构收取的用户资金，应当于当日（至迟次日）分别将用户押金、预付资金结算余额分类划转至相应用户资金专用存款账户。</SPAN><SPAN style="FONT-SIZE: 16pt; mso-fareast-font-family: 仿宋_GB2312" lang=EN-US><o:p></o:p></SPAN></FONT>
<P style="TEXT-ALIGN: center; LINE-HEIGHT: 29pt; TEXT-INDENT: 32pt; MARGIN: 15.6pt 0cm 7.8pt; mso-line-height-rule: exactly; mso-char-indent-count: 2.0; mso-para-margin-bottom: .5gd; mso-para-margin-top: 1.0gd; mso-para-margin-right: 0cm; mso-para-margin-left: 0cm" class=MsoNormal align=center><SPAN style="FONT-FAMILY: 黑体; FONT-SIZE: 16pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">第三章</SPAN><SPAN style="FONT-SIZE: 16pt; mso-fareast-font-family: 黑体" lang=EN-US><SPAN style="mso-spacerun: yes"> </FONT></SPAN></SPAN><SPAN style="FONT-FAMILY: 黑体; FONT-SIZE: 16pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">用户资金管理协议及报告机制</SPAN><SPAN style="FONT-SIZE: 16pt; mso-fareast-font-family: 黑体" lang=EN-US><o:p></o:p></SPAN>
<P style="LINE-HEIGHT: 29pt; TEXT-INDENT: 32pt; MARGIN: 0cm 0cm 0pt; mso-line-height-rule: exactly; mso-char-indent-count: 2.0" class=MsoNormal><SPAN style="FONT-FAMILY: 黑体; FONT-SIZE: 16pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">第十三条</SPAN><SPAN style="FONT-SIZE: 16pt; mso-fareast-font-family: 黑体" lang=EN-US><SPAN style="mso-spacerun: yes"> </SPAN></SPAN><SPAN style="FONT-FAMILY: 仿宋_GB2312; FONT-SIZE: 16pt; mso-ascii-font-family: 'Times New Roman'">运营企业应当按照用户资金管理要求，与存管银行分别签订用户押金、预付资金管理协议。采用用户个人银行结算账户存管押金的，运营企业应当与用户、合作银行签订协议，明确各方权责。除必要的披露及监管要求外，运营企业不得利用存管银行做营销宣传。</SPAN><SPAN style="FONT-SIZE: 16pt; mso-fareast-font-family: 仿宋_GB2312" lang=EN-US><o:p></o:p></SPAN></FONT>
<P style="LINE-HEIGHT: 29pt; TEXT-INDENT: 32pt; MARGIN: 0cm 0cm 0pt; LAYOUT-GRID-MODE: char; mso-line-height-rule: exactly; mso-char-indent-count: 2.0" class=MsoNormal><SPAN style="FONT-FAMILY: 黑体; FONT-SIZE: 16pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">第十四条</SPAN><SPAN style="FONT-SIZE: 16pt; mso-fareast-font-family: 黑体" lang=EN-US><SPAN style="mso-spacerun: yes"> </SPAN></SPAN><SPAN style="FONT-FAMILY: 仿宋_GB2312; FONT-SIZE: 16pt; mso-ascii-font-family: 'Times New Roman'">存管银行、合作银行应当根据用户资金管理协议履行资金存管义务。存管银行、合作银行根据运营企业发送的日终清算数据，每日对用户资金明细流水、余额数据进行账务核对，确保双方账务一致。</SPAN><SPAN style="FONT-SIZE: 16pt; mso-fareast-font-family: 仿宋_GB2312" lang=EN-US><o:p></o:p></SPAN></FONT>


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