中国银保监会关于《关于实施车险综合改革的指导意见（征求意见稿）》公开征求意见的通知(6)
<P style="LINE-HEIGHT: 32pt; TEXT-INDENT: 36pt; MARGIN: 0cm 0cm 0pt; mso-line-height-rule: exactly; mso-char-indent-count: 2.0; mso-list: l1 level1 lfo1" class=MsoNormal><FONT face="Times New Roman"><FONT color=#000000><SPAN style="FONT-SIZE: 18pt; mso-bidi-font-family: 楷体_GB2312; mso-fareast-font-family: 楷体_GB2312" lang=EN-US><SPAN style="mso-list: Ignore">（五）</SPAN></SPAN><SPAN style="FONT-FAMILY: 楷体_GB2312; FONT-SIZE: 18pt">优化交强险道路交通事故费率浮动系数<SPAN lang=EN-US><o:p></o:p></SPAN></SPAN></P>
<P style="LINE-HEIGHT: 32pt; TEXT-INDENT: 36pt; MARGIN: 0cm 0cm 0pt; mso-line-height-rule: exactly; mso-char-indent-count: 2.0" class=MsoNormal><SPAN style="FONT-FAMILY: '仿宋_GB2312','serif'; FONT-SIZE: 18pt"><FONT color=#000000>在提高交强险责任限额的基础上，结合各地区交强险综合赔付率水平，在道路交通事故费率调整系数中引入区域浮动因子，浮动比率中的上限保持<SPAN lang=EN-US>30%</SPAN>不变，下浮由原来最低的－<SPAN lang=EN-US>30%</SPAN>扩大到－<SPAN lang=EN-US>50%</SPAN>，提高对未发生赔付消费者的费率优惠幅度。<SPAN lang=EN-US><o:p></o:p></SPAN></SPAN></P>
<P style="LINE-HEIGHT: 32pt; TEXT-INDENT: 36pt; MARGIN: 0cm 0cm 0pt; mso-line-height-rule: exactly; mso-outline-level: 1; mso-char-indent-count: 2.0" class=MsoNormal><FONT color=#000000><SPAN style="FONT-FAMILY: 黑体; FONT-SIZE: 18pt">三、拓展和优化商车险保障服务</SPAN><SPAN style="FONT-FAMILY: '仿宋_GB2312','serif'; FONT-SIZE: 18pt; mso-fareast-font-family: 黑体" lang=EN-US><o:p></o:p></SPAN></P>
<P style="LINE-HEIGHT: 32pt; TEXT-INDENT: 36pt; MARGIN: 0cm 0cm 0pt; mso-line-height-rule: exactly; mso-char-indent-count: 2.0" class=MsoNormal><SPAN style="FONT-FAMILY: 楷体_GB2312; FONT-SIZE: 18pt"><FONT face="Times New Roman"><FONT color=#000000>（六）理顺商车险主险和附加险责任<SPAN lang=EN-US><o:p></o:p></SPAN></SPAN></P>
<P style="LINE-HEIGHT: 32pt; TEXT-INDENT: 36pt; MARGIN: 0cm 0cm 0pt; mso-line-height-rule: exactly; mso-char-indent-count: 2.0" class=MsoNormal><SPAN style="FONT-FAMILY: '仿宋_GB2312','serif'; FONT-SIZE: 18pt"><FONT color=#000000 size=3>引导行业将示范产品的车损险主险条款在现有保险责任基础上，增加机动车全<A name=_GoBack></A><FONT color=#000000>车盗抢、玻璃单独破碎、自燃、发动机涉水、不计免赔率、指定修理厂、无法找到第三方特约等<SPAN lang=EN-US>7</SPAN>个方面的保险责任，为消费者提供更加全面完善的车险保障服务。支持行业开发车轮单独损失险、医保外用药责任险等附加险产品。<SPAN lang=EN-US><o:p></o:p></SPAN></SPAN></P>
总共20页
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