中国银保监会有关部门负责人就发布《关于财产保险业积极开展风险减量服务的意见》答记者问
近日，中国银保监会发布《关于财产保险业积极开展风险减量服务的意见》（以下简称《意见》）。有关部门负责人就《意见》回答了记者提问。<?xml:namespace prefix = "o" /><o:p style="BOX-SIZING: border-box"></o:p></P>
一、《意见》出台的背景是什么？<o:p style="BOX-SIZING: border-box"></o:p></P>
<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">风险减量服务是财险业服务实体经济发展的有效手段之一，对于提高社会抗风险能力、降低社会风险成本具有积极作用。<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">随着我国经济社会<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">发展水平和<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">人民群众<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">物质生活水平的不断<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">提<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">高<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">，<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">社会公众、特别是<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">安全生产领域高危行业<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">对保险机构风险<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">保障<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">、风险管理的<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">需求<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">日益增长<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">。近年来，<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">财产保险公司顺应经济社会发展形势，积极对接实体经济保险<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">需求，积极开展<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">防灾减损等风险减量服务。<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">为彰显保险的风险管理特征，满足社会公众风险减量服务需求，协助投保企业开展风险减量工作，推动财险业高质量发展，助力维护国家安全和社会稳定，银保监会研究印发《意见》。<SPAN style="LIST-STYLE-TYPE: none; BOX-SIZING: border-box; FONT-SIZE: 15pt; FONT-FAMILY: 仿宋; BACKGROUND: rgb(254,254,254); FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px"><o:p style="BOX-SIZING: border-box"></o:p></P>


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