国家金融监督管理总局有关司局负责人就发展消费金融助力提振消费工作答记者问(2)
<FONT style="BOX-SIZING: border-box" face=黑体>三、金融支持提振消费的主要内容是什么？</SPAN><SPAN style="BOX-SIZING: border-box; PADDING-BOTTOM: 0px; LIST-STYLE-TYPE: none; MARGIN: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; FONT-FAMILY: 黑体; FONT-SIZE: 15pt; PADDING-TOP: 0px"><o:p style="BOX-SIZING: border-box"></o:p></SPAN></P>
<P style="BOX-SIZING: border-box; TEXT-ALIGN: justify; PADDING-BOTTOM: 0px; LINE-HEIGHT: 30pt; WIDOWS: 2; TEXT-TRANSFORM: none; BACKGROUND-COLOR: rgb(254,254,254); LIST-STYLE-TYPE: none; FONT-STYLE: normal; TEXT-INDENT: 29.8pt; MARGIN: 0pt; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; FONT-FAMILY: 仿宋_GB2312; WHITE-SPACE: pre-wrap; ORPHANS: 2; LETTER-SPACING: normal; COLOR: rgb(51,51,51); FONT-SIZE: 14px; FONT-WEIGHT: 400; WORD-SPACING: 0px; PADDING-TOP: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-size-adjust: none" class=MsoNormal align=justify><SPAN style="BOX-SIZING: border-box; PADDING-BOTTOM: 0px; LIST-STYLE-TYPE: none; MARGIN: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; FONT-FAMILY: 仿宋; LETTER-SPACING: 0pt; FONT-SIZE: 15pt; FONT-WEIGHT: bold; PADDING-TOP: 0px">一是</SPAN></B>增加消费金融供给</SPAN>。</SPAN>金融机构要围绕扩大商品消费、发展服务消费和培育新型消费，丰富完善金融产品和服务。针对数字、绿色、智能等新型消费场景，量身定制金融产品，更好满足个性化、多样化金融需求，不断强化数字赋能，增强消费金融服务的适配性和便利度。加大对批发零售、住宿餐饮、文化旅游、教育培训、健康养老等消费服务行业的信贷投放，支持消费供给主体健康发展。</SPAN><o:p style="BOX-SIZING: border-box"></o:p></SPAN></P>
<P style="BOX-SIZING: border-box; TEXT-ALIGN: justify; PADDING-BOTTOM: 0px; LINE-HEIGHT: 30pt; WIDOWS: 2; TEXT-TRANSFORM: none; BACKGROUND-COLOR: rgb(254,254,254); LIST-STYLE-TYPE: none; FONT-STYLE: normal; TEXT-INDENT: 29.8pt; MARGIN: 0pt; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; FONT-FAMILY: 仿宋_GB2312; WHITE-SPACE: pre-wrap; ORPHANS: 2; LETTER-SPACING: normal; COLOR: rgb(51,51,51); FONT-SIZE: 14px; FONT-WEIGHT: 400; WORD-SPACING: 0px; PADDING-TOP: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-size-adjust: none" class=MsoNormal align=justify><SPAN style="BOX-SIZING: border-box; PADDING-BOTTOM: 0px; LIST-STYLE-TYPE: none; MARGIN: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; FONT-FAMILY: 仿宋; LETTER-SPACING: 0pt; FONT-SIZE: 15pt; FONT-WEIGHT: bold; PADDING-TOP: 0px">二是</SPAN></B>优化消费金融管理</SPAN>。</SPAN>鼓励银行业金融机构在风险可控前提下，加大个人消费贷款投放力度，合理设置消费贷款额度、期限、利率</SPAN>，</SPAN>优化资源配置</SPAN>。完善个人消费贷款尽职免责要求。在有效核实身份、风险可控前提下，探索开展线上开立和激活信用卡业务。</SPAN><o:p style="BOX-SIZING: border-box"></o:p></SPAN></P>
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