国家金融监督管理总局有关司局负责人就发展消费金融助力提振消费工作答记者问(3)
<P style="BOX-SIZING: border-box; TEXT-ALIGN: justify; PADDING-BOTTOM: 0px; LINE-HEIGHT: 30pt; WIDOWS: 2; TEXT-TRANSFORM: none; BACKGROUND-COLOR: rgb(254,254,254); LIST-STYLE-TYPE: none; FONT-STYLE: normal; TEXT-INDENT: 29.8pt; MARGIN: 0pt; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; FONT-FAMILY: 仿宋_GB2312; WHITE-SPACE: pre-wrap; ORPHANS: 2; LETTER-SPACING: normal; COLOR: rgb(51,51,51); FONT-SIZE: 14px; FONT-WEIGHT: 400; WORD-SPACING: 0px; PADDING-TOP: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-size-adjust: none" class=MsoNormal align=justify><SPAN style="BOX-SIZING: border-box; PADDING-BOTTOM: 0px; LIST-STYLE-TYPE: none; MARGIN: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; FONT-FAMILY: 仿宋; LETTER-SPACING: 0pt; FONT-SIZE: 15pt; FONT-WEIGHT: bold; PADDING-TOP: 0px">三是</SPAN></B>开展个人消费贷款纾困</SPAN>。银行业金融机构可根据借款人信用记录、还款保障，针对暂时遇到困难的借款人，合理商定贷款偿还的期限、频次。根据借款人申请，经审核合格后为符合条件的借款人提供续贷支持。</SPAN><o:p style="BOX-SIZING: border-box"></o:p></SPAN></P>
<P style="BOX-SIZING: border-box; TEXT-ALIGN: justify; PADDING-BOTTOM: 0px; LINE-HEIGHT: 30pt; WIDOWS: 2; TEXT-TRANSFORM: none; BACKGROUND-COLOR: rgb(254,254,254); LIST-STYLE-TYPE: none; FONT-STYLE: normal; TEXT-INDENT: 29.8pt; MARGIN: 0pt; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; FONT-FAMILY: 仿宋_GB2312; WHITE-SPACE: pre-wrap; ORPHANS: 2; LETTER-SPACING: normal; COLOR: rgb(51,51,51); FONT-SIZE: 14px; FONT-WEIGHT: 400; WORD-SPACING: 0px; PADDING-TOP: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-size-adjust: none" class=MsoNormal align=justify><SPAN style="BOX-SIZING: border-box; PADDING-BOTTOM: 0px; LIST-STYLE-TYPE: none; MARGIN: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; FONT-FAMILY: 仿宋; LETTER-SPACING: 0pt; FONT-SIZE: 15pt; FONT-WEIGHT: bold; PADDING-TOP: 0px">四</SPAN></B><SPAN style="BOX-SIZING: border-box; PADDING-BOTTOM: 0px; LIST-STYLE-TYPE: none; MARGIN: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; FONT-FAMILY: 仿宋; LETTER-SPACING: 0pt; FONT-SIZE: 15pt; FONT-WEIGHT: bold; PADDING-TOP: 0px">是</SPAN></B>优化</SPAN>消费金融环境</SPAN>。银行业金融机构要规范消费贷款合同条款，明示最终综合融资成本</SPAN>。用好金融产品查询平台和金融消费者保护服务平台，便利消费者查询使用。推进消费场景支付便利化，满足老年人、外籍来华人员等群体支付服务需求。完善金融消费纠纷多元化解决机制，妥善解决消费金融纠纷。加大对扰乱市场秩序、侵害金融消费者权益等行为的联合惩处和打击力度。</SPAN></P>
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