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The Economical Analysis of Management of Credit Card Risk
Xiao Zuping
(the intellectual property of school ，Shanghai University，Shanghai ，201800)
Abstract:With the development of credit card business,the frequency of credit card risk is more and more high and the loss of credit risk is more and more great,therefore,the management of credit card risk is more important. The measure of credit card risk general can be divided into parry,prevention,transfer and compensate and so on.In order to reach the point that with the lower cost getting the result of the best risk control before the take place of the risk and the steady management of the bank after the take place of the risk ,the bank should make out the right choice based on the analyze of the cost and income of the measure of credit card risk.So,the bank can reduce or avoid credit card risk and realize the increase of the income of the management.
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